Effective date: 1 August 2026. This Policy explains when and how eligible campaign funds may be paid to

organizers.

1. Payout model

Payouts are manual and made only on request after a campaign has an eligible balance and the organizer,

beneficiary, authority, campaign purpose, and payout account have passed required checks.

2. Minimum amount and currency

 Minimum eligible payout: USD 25.

 Campaign balances are maintained in USD.

 Balances below USD 25 remain pending until the threshold is reached or Donaify chooses another lawful

resolution for an inactive or closed campaign.

3. Request requirements

 Completed account, identity, and address verification.

 Verified bank or payout account in the eligible recipient's name.

 Current campaign evidence, beneficiary authorization, and use-of-funds information where requested.

 No unresolved fraud alert, sanctions issue, refund, chargeback, legal claim, or material policy concern.

 Sufficient eligible balance after platform fees, refunds, chargebacks, reserves, provider costs, and

adjustments.

4. Review and transfer estimates

We aim to begin reviewing a complete payout request within five business days. Additional verification, bank

checks, weekends, public holidays, provider delays, high volume, legal review, or incomplete documents may

extend the process. Transfer times after approval depend on the receiving bank and payout provider and are

not guaranteed.

5. Holds, reserves, and staged payouts

We may delay, reduce, split, reverse, or withhold a payout and may maintain a reasonable reserve for

expected refunds, chargebacks, fraud, processor exposure, disputes, taxes, or legal obligations. A hold is not

a finding of wrongdoing and may remain until the relevant risk is resolved.

6. Destination and ownership

Payouts normally go to a bank account or approved payout method in the verified organizer's, beneficiary's, or

organization's name. We may refuse third-party accounts, cash instructions, anonymous destinations, or

destinations that do not match verification records.

7. Supported countries

Payout availability may include Pakistan, the United States, the United Kingdom, Canada, Australia, New

Zealand, Singapore, Malaysia, the United Arab Emirates, Saudi Arabia, Qatar, Kuwait, Bahrain, Oman, and

selected EU or EEA countries, but only where current providers and law permit. Country support may change

without creating a right to payout through a specific route.

8. Fees, returns, and exchange

Any payout fee, intermediary-bank fee, return fee, or conversion charge will be disclosed where known and

may be deducted where permitted. A receiving bank may impose additional fees. Incorrect details may cause

rejection, return, delay, or loss; the organizer is responsible for accurate information.

9. Negative balances and recovery

Refunds, chargebacks, penalties, or errors may create a negative campaign or account balance. We may set

off that amount against reserves, other campaign balances, or future donations and may require

reimbursement from the organizer.

10. Inactive, removed, or disputed campaigns

If a campaign is removed or the organizer becomes unavailable, Donaify may hold funds, request beneficiary

or legal documentation, refund donors where feasible, transfer funds to an eligible verified beneficiary where

lawful, or follow instructions from a court, provider, or authority.

11. Contact

Payout questions: support@donaify.com.

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