Effective date: 1 August 2026. Read this disclosure before creating a campaign or making a donation.
1. Campaign information risk
Campaign content is supplied by organizers. Although Donaify may review identity and supporting evidence,
we cannot independently verify every statement, future event, estimate, medical claim, relationship, or
intended expense. Fraud or misuse may occur despite controls.
2. Donation outcome risk
A donation does not guarantee that the campaign will reach its goal, that the beneficiary will obtain a desired
result, that circumstances will not change, or that funds will produce the expected impact. Donations do not
create ownership, repayment, profit, interest, or investment rights.
3. Organizer and beneficiary risk
An organizer or beneficiary may act dishonestly, become unavailable, dispute authority, change plans, suffer
incapacity, or fail to provide updates. Donaify may hold, refund, redirect, or otherwise resolve funds only where
permitted by law and provider arrangements.
4. Payment and chargeback risk
Card payments can be declined, delayed, reversed, disputed, or charged back. A successful authorization
may later fail to settle. Refunds and chargebacks may reduce campaign balances after donations appear on a
campaign page or after a payout request.
5. Payout and banking risk
Payouts depend on identity checks, banks, correspondent institutions, providers, sanctions screening, country
coverage, accurate details, and legal requirements. Delays, fees, return of funds, account freezes, or
unavailability may occur. No payout date is guaranteed.
6. Currency risk
Donaify uses USD. Donors and recipients using another currency may face conversion rates and fees set by
banks or providers. Exchange-rate movements can change the local-currency value of a donation or payout.
7. Privacy and publicity risk
Campaign pages are public. Stories, names, images, health details, and updates may be copied, indexed,
shared, or retained by third parties. Publishing sensitive information can create privacy, safety, reputational, or
discrimination risks.
8. Cybersecurity and service risk
Online services can experience outages, errors, phishing, malware, credential theft, data breaches, provider
failure, or unauthorized access. Use strong unique passwords, multi-factor authentication where available, and
verify communications.
9. Legal, regulatory, and tax risk
Fundraising, donations, payment collection, cross-border transfers, charity solicitation, sanctions, taxes, and
data protection vary by country and may change. A campaign may be restricted or removed, and funds may
be held, refunded, or reported to comply with law, banks, processors, or authorities.
10. Third-party risk
Payment processors, wallet providers, identity services, banks, hosts, and other suppliers operate under
separate terms. Their decisions, outages, fees, holds, security incidents, or policy changes may affect Donaify
services.
11. Donor due diligence
Read the full campaign and updates.
Consider the organizer's relationship to the beneficiary and the evidence provided.
Do not donate more than you can afford to lose.
Treat urgent, guaranteed, secret, or off-platform payment requests with caution.
Report concerns promptly.
12. Organizer responsibilities
Use accurate information and lawful evidence.
Protect beneficiary privacy and obtain consent.
Use funds for the stated purpose and keep records.
Update donors about material changes.
Cooperate with verification, refunds, disputes, and investigations.
13. Contact
Questions or reports: support@donaify.com.